FREDDIE MAC - 30 YEAR FIXED
 Rate
 APR
 
 6.625%
 6.764%
 
FREDDIE MAC - 15 YEAR FIXED
 Rate
 APR
 
 6.375%
 6.462%
 
6/1 YEAR ADJUSTABLE RATE MORTGAGE
 Rate
 APR
 
 6.750%
 7.215%
 
Construction
CONSTRUCTION LOAN
 Rate
 APR
 
 7.000%
 7.688%